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Property appraisal guide
Questions answered · 18 December 2023
How much does a home appraisal cost?
Price range and the factors that most affect the cost of a property appraisal in Spain.
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Questions answered · 7 January 2025
The bank won't give me the appraisal: what can I do?
Steps and legal alternatives if your bank delays or does not hand over the appraisal you have paid for.
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Questions answered · 7 June 2024
Who pays for the mortgage appraisal?
Who bears the cost of the mortgage appraisal after Law 5/2019, and your rights when ordering it.
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Key concepts · 18 June 2025
What is a cadastral certificate and what is it for?
Definition of the cadastral certificate, what information it contains and which procedures use it.
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General · 6 September 2023
Appraisal companies approved by the Bank of Spain
Official list of appraisal companies approved by the Bank of Spain and when you need one.
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Tips · 18 January 2024
Checks before buying a home
Key points to verify before signing the purchase of your home and avoid surprises.
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Questions answered · 30 December 2024
Conditional mortgage appraisal: what it is and how to avoid it
What conditions in an appraisal are, when they appear and how to avoid them.
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Key concepts · 27 December 2023
What is the difference between appraised value and market value?
Key differences between both concepts and how they affect your purchase, sale or mortgage.
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Questions answered · 22 December 2023
How long is a mortgage appraisal valid?
Validity period of a mortgage appraisal and your options if it expires before signing.
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Questions answered · 14 December 2023
The purchase price and the appraised value don't match: what happens?
What happens when the appraised value is above or below the purchase price.
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Questions answered · 24 February 2025
Difference between Cadastral Value, Reference Value and Market Value
How these three values differ and how they apply to taxes and property sales.
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Questions answered · 17 June 2024
Are bank appraisals reliable?
Independence of appraisal companies from banks.
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Questions answered · 14 January 2025
Appraisal of co-owned properties: everything you need to know
When you need an appraisal of a co-owned property and why it matters in inheritances or divorces.
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Questions answered · 16 June 2023
Can I take my appraisal from one bank to another?
Your right to submit the same appraisal to different banks.
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Questions answered · 9 December 2025
What happens if the bank does not accept the appraisal?
Reasons why a bank may not accept the appraisal and how to act.
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Questions answered · 9 February 2026
What to do when heirs disagree on the value of an inherited property
Steps to resolve disagreements over the valuation of an inherited property.
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